Best Mental Health AUInnovation Leader AU

HCF Better Minds

by HCF

★★★★☆4.6(2,876 reviews)

HCF Better Minds offers enhanced mental health coverage including psychology sessions and digital mental health tools through its Beyond Blue partnership.

Monthly Premium

AUD 105 - AUD 400

Deductible

AUD 0 - AUD 500

Coverage Type

comprehensive

Get a Free Quote →

No obligation. Compare personalized rates.

Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Industry-leading mental health coverage
✓Psychology sessions included in some plans
✓Beyond Blue partnership
✓Strong member support

Cons

✗Premium pricing for mental health extras
✗Waiting periods for mental health
✗Annual limits on psychology

Editorial Review

“HCF Better Minds sets the Australian benchmark for mental health coverage in private health insurance through its innovative Beyond Blue partnership.”

— Mental Health Australia Corporate Review 2025