Wiener Städtische s-Bonus

by Wiener Städtische (Vienna Insurance Group)

★★★★☆4(8,760 reviews)

Wiener Städtische is the flagship Austrian brand of the Vienna Insurance Group (VIG), Central Europe's largest insurance group. Its s-Bonus health plan is one of Austria's major VHI products, together with UNIQA accounting for the overwhelming majority of Austrian private health insurance.

Monthly Premium

€40 - €180

Deductible

€200 - €1,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓VIG Group pan-European backing
✓Strong Vienna and eastern Austria clinic network
✓Competitive family plan pricing

Cons

✗Less strong in western Austrian regions (Tyrol, Vorarlberg)
✗Digital experience less polished than UNIQA

Editorial Review

“Wiener Städtische's VIG Group membership gives Austrian policyholders the reassurance of Central Europe's largest insurer — for expats and Austrians with connections across CEE countries, VIG's regional footprint provides genuine cross-border value.”

— NCBI Austria VHI Review; Checkeverything.at Austria Health Guide 2025