Best Health Insurance in Antigua and Barbuda

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Medical benefits scheme with private insurance for expats and higher-income residents.

Sagicor Antigua HealthCare Plan

Sagicor Life Antigua

standard

Market LeaderCaribbean Brand

★★★★☆4.1(1,300 reviews)

Monthly Premium

XCD 260 – 720

Deductible

XCD 300

✓Antigua's leading private health insurer
✓Access to Mount St. John's Medical Centre private services
✓Dental and optical coverage included

“Sagicor Antigua HealthCare Plan is the most complete private health insurance product available in Antigua and Barbuda.”— Financial Services Regulatory Commission Antigua 2024

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Guardian Life Antigua Health

Guardian Life of the Caribbean (Antigua)

basic

Caribbean BrandAffordable

★★★☆☆3.9(850 reviews)

Monthly Premium

XCD 210 – 600

Deductible

XCD 250

✓Guardian Caribbean group strength in Antigua
✓Hospitalization and emergency coverage
✓Regional evacuation network access

“Guardian Life Antigua provides the important regional evacuation benefit at a lower entry price than Sagicor.”— Daily Observer Antigua Business 2024

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About Health Insurance in Antigua and Barbuda

Antigua and Barbuda's medical benefits scheme covers formal workers; private insurance supplements for expats.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Antigua and Barbuda based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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